Cari4Homes at HomeSmart Evergreen Realty

(818) 415-3657

or E-mail: Cari@Cari4Homes.com

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Welcome To My

Virtual Buyer Seminar!


Get access to my Free Video Library taking you step by step

through the important steps if the Home Buying process

Cari4Homes at HomeSmart Evergreen Realty

(818) 415-3657

or E-mail: Cari@Cari4Homes.com

Learn How To Make Homeownership

Part Of Your Future!

LEARN HOW TO PURCHASE
YOUR DREAM HOME WITH LESS STRESS & LESS MONEY OUT OF POCKET!

What to Expect When Buying

a Home?

Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.

  • We have helped hundreds of clients in the past and we can help you too

  • My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours

10 Must Not’s When Buying a Home

Once you find your dream home, we need to make sure you get to move into it.

  • Don’t change jobs; becoming self employed or quit current job

  • ​Don’t buy a vehicles

  • Don’t use any charged cards or let your accounts fall behind

  • ​Don’t spend money you saved for closing

  • Don’t omit any debt or liabilities from your loan application

Planning Your Finances


Planning Your Finances: The First Step to Your Dream Home

Saving - Income - Credit Score

Saving To Purchase

Down Payment & Closing Costs

  • Down Payments Can Range Between $0.00 - 20% & Upwards.

  • What Do You Qualify For?

  • Closing Costs - Budget For 3%

Down Payment

Navigating Down Payment Options

for Your Dream Home

Closing Costs

Preparing for Closing Costs:

A Key Step in Home Buying

Notary

What Is An Impound

Understanding Impound Accounts

When Buying A Home

Do I Need To Impound

The Benefits of an Impound Account

in Home Financing

Income

Navigating Income Requirements

When Home Buying

  • Lenders Can Work With Any Income

  • Lenders Look At Your DTI

Your Credit Score Can Be

Your Golden Ticket

Best Rates Go Hand-in -Hand With

Your Credit Score

  • Pay Debts on Time

  • Keep Balance Low

  • Learn More

Why You Need a Realtor

  • Here's some stuff

Working with Just Any Lender Can Make or Break Your Purchase


The Perfect Partnership: Your Realtor and Lender Working Together

Work With A Lender With Experience!


Jim Doty

Mortgage Banker · NMLS 312957

In the dynamic industry of home lending, things change quickly. Fluid market conditions & new mortgage programs are always right around the corner whether buying, selling, refinancing, or building a new home. As a well-rounded loan officer, I have the experience & knowledge to lead my clients down any avenue of the financing process and the determination to help choose the right road to take depending on all the options. I pride myself on remaining current in the industry, always expanding my base of knowledge so that I can provide accurate financial advice efficiently & consistently. Ultimately, my highest priority is providing services based in care for my clients that far exceeds expectations. My website offers convenient decision-making tools and calculators in order to easily browse through different available loan programs along with a secure online application. After the application process is initiated, an online form is available to set up an appointment to discuss loan details, or I will follow up by phone.

For expert advice through personalized service, I invite you to contact me anytime by phone, fax, or email.

As always, I greatly appreciate the opportunity to lend my hand, and I look forward to working alongside you.

What You Need To Qualify?

Are you thinking about buying a home

but you don't know where to start?

  • It is more than just a credit check

  • Make sure your ready when you find your dream home!

Pre-Qualification vs. Pre-Approval


Know The Difference & Why It Matters

  • Understand Your Credit History

  • Be Proactive About Knowing

  • Fix Credit Problem Before Buying

What Key Questions Must A Buyer Ask Before Pulling the Trigger?

Buying a home can be one of the

most important purchases you will

make in your lifetime

  • Neighborhood

  • Local Eateries

  • Upgrades

Meet Cari

I strive to elevate the real estate experience by providing high quality materials coupled with innovative digital marketing strategies that create maximum exposure resulting in more money for my sellers.


My goal is to help make the process as painless as possible while delivering 5-Star service!

Serving Buyers Since 2002

What are the Pros and Cons of Purchasing a Home?

Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.

  • Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%

  • Con: Maintenance costs; work and money to keep a home in good condition

How Much Money Do I Need To Purchase a New Home?

Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home - Get the Facts!

  • There are various loans

  • Sometimes there are grants to help with the downpayment qualify

  • What matters is your Debt to Income Ratio

What Happens After Your Offer Is Accepted?

Find Out How to Go From Contract To Close!

Congratulations on Completing Part 1

There is so Much More

Get You Ready To Make Homeownership

Part Of Your Future!

MEET THE TEAM Cari4Homes at HomeSmart Evergreen Realty

Here's your team that will help you throughout the entire selling & buying process

Krista Mashore | Realtor & Broker DRE#01513330

Josh Vitale | Listing Specialist 

DRE #02009638

Heidi Kugl | Buyer's Specialist

DRE #01329047

Find Out What People Have To Say About Cari & The Cari4Homes Team

HERE'S WHAT YOU'LL LEARN INSIDE THE SEMINAR

Here's a sneak-peak of videos inside of the seller seminar


Thinking About Buying?

"Are you thinking about buying a home but you don't know where to start?"


What to Expect When Buying a Home

"Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime."


Home Buying Process - First Step

"The first step when looking to buy a home is getting qualified for a loan."


Pre-Approval vs

Pre-Qualification

"Why you need an approval rather than just a pre-qualification."


10 Must Not’s When Buying a Home

"Once you find your dream home, we need to make sure you get to move into it."


What are the Pros and Cons of Purchasing a Home?

"Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons."


How Much Money Do I Need To Purchase a New Home?

"Are you thinking about buying a home but you don't know where to start?"


3 Tips To Get Your Offer Accepted

"Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?"


Offer Has Been Accepted, What’s Next?

"The first step when looking to buy a home is getting qualified for a loan."

PLUS MUCH MORE...

Sign up for free and get access to all the videos now

MEET THE TEAM AT Cari4Homes at HomeSmart Evergreen Realty

Here's your team that will help you throughout the entire selling & buying process

Krista Mashore | Realtor & Broker DRE#01513330

Heidi Kugl | Buyer's Specialist

DRE #01329047

Josh Vitale | Listing Specialist 

DRE #02009638

WHAT PEOPLE ARE SAYING

Listen to what some of our past & current clients are saying

"We're so happy we attended the home buyer seminar. This process really works and it works every single time..." - Mary & Troy

"Homes By Krista Is The Way To Go For A Successful Home Sale."

"Our first ever home sale. Krista and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.

- Jerry & Liqin A.

"The Strategy, Marketing And Pricing On The House Were Spot On."

"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."

- Shaun & Heather B.

"We Followed Her Advice And We Got The House For The Price We Wanted."

"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!

- Michael & Laura N.

Got questions?

(818) 415-3657

or E-mail: Cari@Cari4Homes.com

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